Resolution & Commitment Week – My finances

January is a great time to review and commit to changes with your finance that will allow you to reach your goals through the year.  I have many goals to hit throughout the year but financial freedom is also one of them.My Finances - Where the hell do I start?

Now that I am starting a new job my finances will change slightly, so I need to sit down and review how I can manage on my money as well as paying bills that come in like health and car insurance.  I also want to try and take a holiday this year at some stage.  (More about that tomorrow)

As well as sitting down this week and making a finance plan for the month of January. I am also going to set up two jars.  These jars will celebrate two successes in my life that I have already spoken to you about on here.

Everytime I work out I am going to place 2euro in a jar.   Then this money will either go to something faboulous in my wardrobe or maybe towards a holiday.

Every second day that I am not smoking I am going to place 10euro in to a jar.  A packet of cigarettes costs 10euro in Ireland so I think I will quickly see how much money I am saving by not smoking.

Watching my finances is possibly going to be the most important and difficult one of my resolutions and commitments to keep because I am a spender.   Money burns a hole in my pocket so if you have any ideas or tips to help me stop spending than please let me know in the comments section


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About My Next Endeavour

Hi everyone, Two words everyone reading this blog needs to know about me - Change and Positivity. I'm recently unemployed but discovering a love of new things and a new me is emerging. I am in my mid 30;s and created this little piece of ths internet just for me. Maybe it will be rambling but maybe it will inspire me and others who are going through unemployment in these awful times to keep busy and learn something new that will assist you further in life. Please feel free to email me or comment on any of my posts. Let me know that you are out there. S
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3 Responses to Resolution & Commitment Week – My finances

  1. anna3101 says:

    Hey, that’s an awesome idea!! I probably should do the same: put some zloty each time I do the hoola-hop.
    Here are a couple of other ideas:
    1. Whenever I feel like I really, really want something (and preferably right now, fast) although it’s not on my budget, I pin the image of the thing I want to pinterest (or write it down) and say to myself that as soon as (I have enough money/I get next salary etc) I will buy it, and for now it will be here on my to-buy list.
    2. After I have made the budget for the months with all the fixed payments (flat, doctors, bills etc) + other things I need, I am normally left with the money for food. Then I divide that money by the amount of days I have left until the next salary and do my best to stick to my daily quota. That’s pretty hard but it has helped me a lot.
    3. You can earn some money (not much but it’s always something!) by selling stuff you don’t want (books you won’t read again, old clothes, presents you didn’t like etc) on ebay or similar site. Good for the environment and you wallet 🙂

  2. Anna,
    I love that idea of holding off and pinning whatever it is I want to buy. I am abit impulsive and if I want something I tend to just buy it.
    I must try that idea.
    I never sell anything that I have, I prefer to give away to charity, although I do see the logic in earning money from my stuff as well.

  3. Jack Mirren says:

    Reblogged this on Money On My Brain and commented:
    Perhaps your New Year’s resolution is to save more and spend less?

    This is exactly what this blogger is trying to do. Could you do the same? Perhaps by the time you reach 2014 it could be the best resolution you’ve ever made.

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