January is a great time to review and commit to changes with your finance that will allow you to reach your goals through the year. I have many goals to hit throughout the year but financial freedom is also one of them.
Now that I am starting a new job my finances will change slightly, so I need to sit down and review how I can manage on my money as well as paying bills that come in like health and car insurance. I also want to try and take a holiday this year at some stage. (More about that tomorrow)
As well as sitting down this week and making a finance plan for the month of January. I am also going to set up two jars. These jars will celebrate two successes in my life that I have already spoken to you about on here.
Everytime I work out I am going to place 2euro in a jar. Then this money will either go to something faboulous in my wardrobe or maybe towards a holiday.
Every second day that I am not smoking I am going to place 10euro in to a jar. A packet of cigarettes costs 10euro in Ireland so I think I will quickly see how much money I am saving by not smoking.
Watching my finances is possibly going to be the most important and difficult one of my resolutions and commitments to keep because I am a spender. Money burns a hole in my pocket so if you have any ideas or tips to help me stop spending than please let me know in the comments section